Privacy Policy

Effective: January 1, 2025

Introduction

This Privacy Policy governs the collection, use, and protection of information obtained from users ("you" or "users") of the [Rehoboth Community Development Corporation] funds processing application ("App"). Our App facilitates secure financial transactions while maintaining the highest standards of data privacy and security. This policy outlines our commitments regarding your data and explains your rights concerning your personal information.

How We Use Your Information

We use your information exclusively for the following limited purposes:

To process and facilitate financial transactions

To authenticate your identity and prevent fraud

To provide customer support and resolve technical issues

•To maintain transaction records as required by law

To improve the functionality and security of our App

Our Data Protection Commitments

As a nonprofit funds processing application, we are firmly committed to:


• Never selling your data to third parties for marketing or any other purposes
• Never sharing your information with data brokers or advertisers
• Never using your financial data beyond the specific processing functions you request
• Never mining transaction data for behavioral insights or profiling

Limited Data Sharing

We limit data sharing to the following essential circumstances:

• With financial institutions necessary to complete your requested transactions

• With payment processors and gateway providers that enable our core functionality

• With cloud service providers that host our application infrastructure (all bound by strict confidentiality agreements)

• When required by financial regulations, court orders, or other legal obligations

Security Measures

Our App implements industry-leading security practices:

• End-to-end encryption for all financial data

• PCI DSS compliance for payment card processing

• Multi-factor authentication options

• Regular security audits and penetration testing

• Automated fraud detection systems

• Secure API integrations with financial partners

Regulatory Compliance

Our App complies with applicable financial regulations, including:

• Payment Card Industry Data Security Standard (PCI DSS)

• Electronic Fund Transfer Act (EFTA) requirements

• Bank Secrecy Act (BSA) provisions as applicable

• Relevant state money transmitter regulations

• Charitable organization financial handling requirements

Your Rights and Controls

Through our App, you can:

• Access and download your transaction history

• Update your account and payment information

• Set security preferences and notification settings

• Request deletion of non-regulatory required information

• Opt out of optional communications

Data Retention

We retain transaction data as required by financial regulations and tax authorities, typically for a period of 7 years. Non-essential data is purged according to our data minimization protocol.

Changes to this Policy

We will notify you of material changes to this policy through an in-app notification at least 30 days before implementation. Continued use of the App after changes constitutes acceptance of the updated policy.

Contact Our Data Protection Team

For questions or concerns about your data:

Rehoboth CDC

Data Privacy Office

ssa@rehobothphx-cdc.org

602.272.4133

Phoenix, AZ

By using our App, you acknowledge your understanding and acceptance of this Privacy Policy.

Contact Us

602-272-4133

P.O. Box 57601 • Phoenix, AZ 85079

A Ministry of Rehoboth Saints Center, Inc. - a 501(c)3 nonprofit


© 2023 Rehoboth Community Development Corporation